What adjustments should I make to my plan?

I'm 21, currently live at home with parents in Texas, and plan to take a job as a 1099 independent contractor in Portland, Oregon with no benefits. My day-to-day expenses are small, and I plan to live in a small apartment alone. I do plan on dating and eventually marrying (no kids) just to clarify. I already have a good credit score (780) and ~$9K in a savings account, some of which I plan to use for expenses while I see if I can get the job.Based on my research and my questions to r/personalfinance, it seems like I should do this:-Get local bank or credit union (to get started and to help with in-person transactions)-Get an online bank (Capital One 360 or Ally Bank) to get access to a HYSA-Get a checking account (not sure through what)-Get renter’s insurance (Lemonade Insurance) as soon as I get my own place-Get health insurance (for emergencies only, assuming that’s cheaper) (healthcare.gov)-Create an emergency fund (6 months worth of expenses in an HYSA)-Get a Roth IRA (max out), SEP IRA (max out), and HSA-Invest in the Index funds FZLIX along with FZROX or FNLIX (through WeBull)-Possibly invest in a few stocks and/or an REIT (through WeBull)I'd rather not go into why the health insurance wouldn't be for day-to-day stuff. via /r/leanfire https://ift.tt/330SVai